Finanstilsynet Orders Inpay A/S to Stop New Gambling Client Relationships After AML Breaches

Finanstilsynet has ordered Danish payments company Inpay A/S to stop establishing new business relationships with online gambling companies after identifying serious breaches of the Money Laundering Act. The formal order, published in August, follows an anti-money-laundering inspection completed in March 2026. It does not revoke Inpay’s licence or disrupt service to existing customers but blocks any addition of new gambling-sector clients until the deficiencies are corrected.

The restriction first appeared on 20 August as a voluntary measure by the company. The regulator’s published decision confirms a binding order underpins it. As reported by Casino News Daily, the case demonstrates how gambling-related supervision now reaches the payment infrastructure that supports operators rather than stopping at the licensees themselves.

Shortcomings in Due Diligence and Monitoring

Inpay operates as a Danish e-money institution authorised under the Payments Act, with a substantial part of its activity tied to cross-border payments for corporate clients in online gambling. Finanstilsynet identified three core failures: insufficient due diligence when a client’s circumstances changed, inadequate assessment of the purpose and intended nature of relationships with gambling clients classed as high risk, and weaknesses in ongoing monitoring.

These gaps affected the majority of Inpay’s gambling clients. Those clients represent a significant share of the company’s total transaction volume. Many are based outside Denmark and, in some instances, outside the EU. The firm also lacked visibility into deposits made by the gambling operators’ end users. Finanstilsynet concluded the deficiencies created a material risk of misuse for illegal gambling or unlicensed payment services.

Enforcement Reach Into Financial Infrastructure

The Inpay order aligns with a wider supervisory trend. Norway restricts banks from processing payments tied to unauthorised gambling operators and has deployed DNS blocking for unlicensed sites. The two tools differ: one limits site access while the other interrupts the financial flows that enable deposits and withdrawals.

The European Banking Authority guidelines on ML/TF risk factors list involvement in the gambling sector as an element that can elevate money-laundering risk. Finanstilsynet expects payment providers to understand client ownership structures, licensing status and cross-border exposures. The restriction on Inpay stays in force until the company supplies evidence that the identified breaches have been fixed. No deadline has been set.

This decision places concrete compliance obligations on intermediaries that sit between operators and the banking system. Licensed Danish gambling operators remain subject to the Gambling Act and oversight by the Danish Gambling Authority, but payment firms must now demonstrate equivalent diligence on the same client base.

Reporting: Casino News Daily

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