
Finland ends Veikkaus monopoly in 2027 with over 50 operators interested and 18 cleared. Affiliate ban on promoting licenses risks favoring unregulated sites and reducing player awareness. Sweden data shows 70% of gamblers cannot identify licensed operators.
SCCG Take — The restriction may undermine channelization goals by limiting tools that inform player choice. Operators should emphasize UX and safety signals to convert existing offshore activity into the licensed market.
Finland’s online gambling monopoly held by Veikkaus ends in 2027. More than 50 companies have registered interest in licences for the newly regulated sector, and 18 have secured clearance from the National Police Board. Under the forthcoming rules, affiliate marketing companies will be barred from promoting licensed betting sites or online casinos, a step presented as player protection that one major affiliate network warns could prove counterproductive.
In an interview with SBC News, Jacob Ljunggren, Product Director of Leadstar Media, outlined why the affiliate prohibition may hand unregulated operators an advantage and leave players less informed. Finnish players already hold established habits with international brands operating outside the domestic system. Ljunggren argued that affiliates serve as a key channel to introduce licensed alternatives when dozens of new operators enter at once.
Ljunggren stated that players routinely consult affiliate websites for comparisons and recommendations. From a regulatory standpoint, moving participants into the licensed system represents a core objective. Yet barring compliant affiliates from directing traffic risks ceding that space to promoters who ignore the rules and market unlicensed products as equivalent.
He likened the situation to “six-point games” in football: allowing affiliates could simultaneously grow the regulated base and erode the unregulated share. “By prohibiting affiliates, you risk losing on both sides.” Ljunggren noted that companies prepared to support licensed operators will be sidelined, while those willing to flout the restriction continue unchecked.
A comparison with Sweden underscores the point. Sweden permits both affiliate activity and welcome bonuses; Finland will restrict both. Spelinspektionen’s 2025 survey found that 70% of respondents who had gambled in the past year could not say whether an operator held a Swedish licence. Ljunggren indicated this illustrates the difficulty of conveying licensed status without independent guidance.
More than 80 licence applications already signal strong commercial interest. The real opportunity, Ljunggren observed, lies in converting existing player activity with international operators into the regulated channel rather than creating new demand. Success will hinge on whether operators can convey safety and protection benefits amid marketing limits and on whether players can readily distinguish licensed from unlicensed offerings.
Finland’s framework therefore presents a regulatory trade-off: tighter controls on promotion may reduce certain harms yet simultaneously weaken the mechanisms that guide players toward those safer options. Operators will need to invest in seamless onboarding, local payment methods and explicit safety messaging to compete. Without effective channelisation, the liberalisation may fall short of its protective intent.
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