Midnite Integrates TrueLayer Pay by Bank for Direct UK Account Funding
TL;DR — Midnite launched TrueLayer’s Pay by Bank for UK users, enabling direct bank deposits and withdrawals via open banking. The mobile-first operator eliminates card details with biometric app authentication. TrueLayer’s network reaches over 27 million users with positive early results.
SCCG Take — The integration matches payment infrastructure to a mobile-native platform. It positions open banking as a friction reducer for UK licensees handling both deposits and withdrawals.
Midnite has launched TrueLayer’s Pay by Bank solution. UK customers can now deposit funds and withdraw winnings directly from their bank accounts via open banking without entering card details.
Transactions authenticate through the customer’s banking app, using biometric verification where available. The process follows an app-to-app payment flow built for mobile devices.
Integration Scope and Early Results
Midnite operates a proprietary mobile-first platform for sports betting and iGaming. Founded in 2018, the operator added TrueLayer’s technology to expand its payment options. TrueLayer’s open banking network connects to more than 27 million users across the UK and Europe.
Early usage of the Pay by Bank service has been positive, according to the companies. The rollout reflects continued adoption of open banking payments in the UK iGaming sector as operators provide alternatives to traditional card methods, as reported by iGaming Future.
Comments from Midnite and TrueLayer
Christian Huynh, Lead Product Manager, Midnite, said: “At Midnite, we want the experience to rival the best consumer apps, and payments are no exception. Players expect money in and out to be instant and secure. TrueLayer’s Pay by Bank gives us the infrastructure to deliver that. The early results speak for themselves.
“We remain committed to providing a user experience that is unrivalled across the market, and we look forward to offering TrueLayer’s fast and reliable Pay by Bank option to our players.”
Roberto Villani, VP of iGaming, TrueLayer, said: “iGaming is where payments get stress-tested. Players want money in and out in seconds, and operators need certainty on every transaction. That is what Pay by Bank was built to do. Midnite has built a modern platform for a new generation of players, and now their payments match it. Strong performance from day one tells you where this partnership is going.”
Reporting: iGaming Future
Generated by SCCG’s automated editorial system from published source reporting. SCCG Management holds editorial responsibility.
Open banking is becoming table stakes for mobile-first operators who want frictionless player experiences and withdrawal parity with deposits.
We're watching payment infrastructure evolve from a back-office necessity to a competitive differentiator. Midnite's move shows that mobile-native operators understand players expect app-to-app flows, biometric security, and instant withdrawals — not just deposits. Open banking delivers that, and it's gaining real traction in regulated UK iGaming beyond the early-adopter phase.
- TrueLayer's network reaches 27M+ UK/Europe users; Midnite now offers deposit and withdrawal via open banking
- App-to-app flow uses biometric authentication, eliminates card entry, built for mobile-first experience
- Early results positive; reflects broader UK trend toward open banking as card alternative
SCCG angle: SCCG connects operators to vetted payment providers including open banking solutions tailored for regulated markets. If you're launching or scaling in the UK and need payment infrastructure that matches a modern player experience, we broker those introductions and help you evaluate fit against your platform architecture and compliance requirements.
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